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Mortgage Loan Officer

Apex Systems

This is a Full-time position in Fairfax County, VA posted March 25, 2020.

Agent Mortgage Loan Officer Summary Apex is hiring an Agent Mortgage Loan Officer in Charlotte, North Carolina.

The primary purpose of this job is to responds to member inquiries and referrals that are generated from both their own contacts and from other business channels.

The Agent MLO will conduct interviews with prospective borrowers in order to analyze financial and credit data, determine member-financing objectives, advice members of product and pricing policies and guidelines, and gather any additional required information.

Essential Functions Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

This is not intended to be an all-inclusive list of job duties and the position will perform other duties as assigned.

Proactively solicits new residential mortgage business and sells mortgage products to meet established loan quality and production goals.

Promote sales and continually identifies, develops and maintains a quality network of realtor and member business relationships.

Increase mortgage business by marketing, promoting and recommending loan products and services with use of sales techniques to promote and close transactions.

Represent the client in the market place, research competitor and other external marketplace best practices.

Maintain awareness of competitive strategies and knowledge of product offerings as a means to improving sales penetration and fulfilling the needs of actual and potential members.

Develop and maintain knowledge of Conventional, VA and FHA lending policies and procedures.

Provide sound mortgage advice to members regarding the advantages and disadvantages of different loan products and pricing policies and guidelines.

Ensure exceptional member service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements, demonstrating a commitment to professional ethics, complying with all Federal and state compliance policies and adhering to Home Mortgage Disclosure Act (HDMA) guidelines.

Learn and utilize assigned programs and technology to maintain regulatory loan documentation requirements.

Ensure all conditions and closing dates are met.

Initiate and maintain contact with realtors and members throughout the processing period.

Ensure that all related parties are kept informed of loan status, conveying the appropriate level of urgency and professionalism so that all expectations are exceeded.

Identify any issues, which may affect ability to meet previously established conditions and dates in a timely manner.

Education and Experience Equivalent combination of education and experience is considered.

High School Diploma or equivalent.

Minimum of four (4) year of college degree preferred.

Minimum of two (2) years of residential mortgage lending experience with a focus on generating self-sourced business is preferred.

Demonstrated understanding of mortgage processing, underwriting and closing procedures.

Knowledge of Conventional, FHA and or VA lending guidelines.

Understanding of Federal Regulations governing Real Estate Lending.

Supervisory Responsibility This position will not supervise employees.

Licenses and Certifications There are no additional certifications required.

Work Environment While performing the duties of this job, the employee is regularly exposed to an indoor office setting with moderate noise.

Most roles require working in an office setting with moderate noise and the ability to lift 25 pounds.

Travel Ability to travel to various worksites and be on-call is required.

If you are interested in this position, please forward your resume to epadgettapexsystems.com.

EEO Employer Apex Systems is an equal opportunity employer.

We do not discriminate or allow discrimination on the basis of race, color, religion, creed, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), age, sexual orientation, gender identity, national origin, ancestry, citizenship, genetic information, registered domestic partner status, marital status, disability, status as a crime victim, protected veteran status, political affiliation, union membership, or any other characteristic protected by law.

Apex will consider qualified applicants with criminal histories in a manner consistent with the requirements of applicable law.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation in using our website for a search or application, please contact our Employee Services Department at employeeservicesapexsystemsinc.com or 844-463-6178.